Currencies offered
Currently only USD loans are offered against USD deposits.
Loans are not offered against deposits in any other currency.

Loan limits
Minimum Loan amount: USD 50,000.

For loans of tenor 2 years and below:
Loans are available upto 90% of the principal amount of the deposit.

For loans of above 2 years:
Loans are available upto 80% of the principal amount of the deposit.

Tenors offered
Minimum tenor: 3 months.
Maximum tenor: 5 years.

Interest rates
Loans are available at attractive interest rates. Please get in touch with your relationship manager for details.

Interest payment
Interest payments are to be made annually. In case the loan tenor is less than 12 months, the interest has to be paid along with loan amount at the end of the loan tenor.