Currencies offered
Loan against deposits will be offered in the same currency as that of the deposit against which the loan is being taken, subject to a minimum credit facility of USD 50,000 or an equivalent amount in other currency.

Loan limits
For loans of tenure 2 years and below:
Loans are available upto 90% of the principal amount of the deposit.

For loans of tenure above 2 years:
Loans are available upto 80% of the principal amount of the deposit.

Tenure offered
Minimum tenure: 1 month
Maximum tenure: 5 years.

Interest rates
Loans are available at attractive interest rates. Please get in touch with your relationship manager for details.

Interest payment
Interest payments are to be made annually. In case the loan tenure is less than 12 months, the interest has to be paid along with loan amount at the end of the loan tenure.