Important Disclosure with respect to Deposits placed by customers in ICICI Bank Limited's Singapore Branch
(for Resident Indians)

ICICI Bank Limited has its registered office at "Landmark" Race Course Circle, Vadodara 390 007 and its Head Office at ICICI Bank Towers, Bandra-Kurla Complex, Bandra East, Mumbai 400 051 and is regulated by the Reserve Bank of India.

ICICI Bank Limited, Singapore Branch ("ICICI Singapore") is a branch of ICICI Bank Limited located at 9, Raffles Place, # 50-01, Republic Plaza, Singapore 048 619 and is additionally regulated by the Monetary Authority of Singapore.

The details of the deposit products provided by ICICI Singapore are available on the website of ICICI Bank Limited (www.icicibank.com.sg).

Any premature withdrawal of deposits placed with ICICI Singapore is subject to terms and conditions and penalties as stipulated by ICICI Singapore from time to time. The current charges pertaining to various deposit products of ICICI Singapore, and the premature withdrawal conditions and penalty(ies) thereon are available at the following link on the website of ICICI Bank Limited http://www.icicibank.com.sg/ScheduleofCharges.pdf. These charges are subject to change without notice; please contact your relationship manager or ICICI Singapore directly for the current charges.

Since ICICI Singapore is a branch of ICICI Bank Limited, the deposits placed with ICICI Singapore are also exposed to the sovereign risk of India as well as exchange control regulations that may be applicable in India from time to time.

The deposits with ICICI Singapore are subject to interest rate risk depending on the nature of their interest rate provisions. Movements in interest rates over time can result in the returns being different from expected returns at the time of booking the deposit.

For floating rate deposits, since the interest payable is linked to an underlying rate, and is reset at a set frequency, the interest rate movements will directly affect the actual interest received. In fixed deposits, however, the interest payable is decided at the time of booking the deposit and hence is not affected by changes in interest rates over time.

All deposits in ICICI Singapore are subject to currency risk due to movement in currency conversion rates over time in case the client wants to convert the deposit proceeds to other currencies upon maturity. While applying currency conversion to the deposits and investments, the currency equivalent of the principal and interest can increase or decrease, depending on foreign exchange fluctuations and the timing of the conversion.

All the customer queries relating to deposits in ICICI Singapore can be addressed to the email id: globalinvest@icicibank.com

Deposits with ICICI Singapore are not insured by any insurance corporation. They fall outside the scope of the Deposit Insurance schemes of India and of Singapore.